Fi Section L Finance

NIC 2025 MoSPI source

NIC Class 6499 - Other financial service activities n.e.c., except insurance and pension funding activities

NIC Class 6499 covers Other financial service activities n.e.c., except insurance and pension funding activities. This is the main comparison layer for deciding which specific six-digit Sub-class best fits the real...

Key Facts

Class 6499 at a Glance

Code 6499

Official title Other financial service activities n.e.c., except insurance and pension funding activities

Version NIC 2025

Source authority MoSPI

Section L - Financial and insurance activities

Division 64 - Financial service activities, except insurance and pension funding

Group 649 - Other financial service activities, except insurance and pension funding activities

Class 6499 - Other financial service activities n.e.c., except insurance and pension funding activities

Level Class

Depth 4/5

Children 9

Last verified 2026-04-21

Hierarchy tree

649901

Activities of investment and trading activities on Own-account, e.g., venture capital companies or investment clubs

649902

Activities of acting as a counterparty for clearing and settlement of transactions

649903

Activities of dealing in financial markets by individuals

649904

Activities of trade of receivables by individuals

649905

Activities of Securities and derivatives operated by individuals

649906

Activities of securitization transactions of assets other than loans by issuing financial instruments

649907

Activities of Issuing of crypto assets with a corresponding liability (not by a monetary authority)

649908

Activities of trading of crypto assets with a corresponding liability by individuals

649999

Other financial service activities n.e.c., except insurance and pension funding activities

Practical Summary

What Class 6499 Covers

Class 6499 is the final decision layer before six-digit Sub-classes such as 649901 Activities of investment and trading activities on Own-account, e.g., venture capital companies or investment clubs, 649902 Activities of acting as a counterparty for clearing and settlement of transactions, 649903 Activities of dealing in financial markets by individuals, 649904 Activities of trade of receivables by individuals and 5 more. Compare the child pages before using a code in a filing.

Where Used In Practice

Where Class 6499 Is Used

Class 6499 is used when the final six-digit code is not obvious and official notes or child Sub-classes need to be compared.

Udyam and MSME code research
Company or LLP registration preparation
Business activity shortlisting before filing
Internal classification and vendor profiling

How To Choose

How to Narrow Down From Class 6499

Review every child Sub-class under Class 6499. If the wording is still broad, open the six-digit child pages before using a code in registration.

Official note

Class note from the source layer

This class excludes: - issuing of crypto assets without a corresponding liability (not by a monetary authority), see 6310 - financial leasing, see 6491 - securitisation, see 6494 - security and commodity contracts dealing on behalf of others (brokerage), see 6612 - activities of currency exchanges, see 6612 - brokerage of crypto assets, see 6612 - mortgage brokerage, see 6619 - investment funds management, see 6630 - trade, leasing and rental of real estate property, see division 68 - bill collection without debt buying up, see 8291 - trade and brokerage of crypto assets without a corresponding liability (not by a monetary authority), see 8299 - grant giving activities by membership organisations, see 9499

In this section

6491

Financial Leasing

6492

International trade financing activities

6493

Factoring Activities

6494

Securitisation

6495

Other credit granting activities

6499

Other financial service activities n.e.c., except insurance and pension funding activities

← 6495

Common Questions About NIC 6499

Which businesses fall under NIC 6499?

Start here when the business belongs to other financial service activities n.e.c., except insurance and pension funding activities and then compare child entries such as 649901 Activities of investment and trading activities on Own-account, e.g., venture capital companies or investment clubs, 649902 Activities of acting as a counterparty for clearing and settlement of transactions, 649903 Activities of dealing in financial markets by individuals, 649904 Activities of trade of receivables by individuals and 5 more.

Is NIC 6499 a final filing code?

No. This is a hierarchy page. Continue to the six-digit Sub-class before using a code in registration or compliance records.

How do I verify that NIC 6499 is correct before filing?

Check the parent hierarchy, compare 6491 Financial Leasing, 6492 International trade financing activities, 6493 Factoring Activities, and confirm that the official title matches the main revenue activity. For regulated or filing-critical decisions, verify the source row in the MoSPI dataset.

What happens if I use the wrong NIC code in Udyam or MCA registration?

A wrong code can cause mismatched business descriptions, follow-up questions or later compliance cleanup. It is better to compare nearby codes before filing than to correct a weak classification later.

Is there a legacy NIC 2008 equivalent for NIC 6499?

Use the legacy converter only as a migration aid. Old NIC 2008 matches can suggest where to look, but NIC 2025 should remain the primary reference for new code selection.

NIC 2026 guidance

How to move from Class 6499 to the right Sub-class

NIC 6499 is an intermediate hierarchy page, not usually the final code used in a filing. Use it to compare child entries, read the nearby-code context and move toward the most precise six-digit Sub-class. If the child list contains several similar activities, open each candidate page and compare the wording against the business's real operating model.

Data Source and Verification Date

Source layer

Official NIC 2025 Excel and PDF from MoSPI.

Last verified

2026-04-21 from the generated NIC 2025 source layer used in this build.

Disclaimer

This is an independent reference tool. Verify filing-critical decisions in official sources.