This class includes the receiving of deposits and/or close substitutes for deposits and extending of credit or other forms of lending funds. The granting of credit can take a variety of forms, such as loans mortgages, consumer credit cards etc. These activities are generally carried out by monetary institutions other than central banks
This class excludes:
- credit granting by specialised non-depository institutions, e.g. for house purchases, see 6492
- credit card transaction processing and settlement activities, see 6619